Can Inquiry “Bumpage” and “Choppage” Help Your Credit?
Some folks in the field of credit repair claim that hard inquiries can be “bumped” or “chopped” off of your credit report through the processes of inquiry “bumpage” and “choppage.” What do these terms mean, and do they actually work? Credit expert John Ulzheimer, who has worked in the credit industry for 30 years, gave…
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