October 20, 2023

Is There Such a Thing as Too Much Credit?

Those in the know about credit will remember that credit utilization is one of the biggest factors that influence your credit score. To be specific, credit utilization makes up about 30% of your FICO score and about 20% of your VantageScore, with available credit comprising an additional 3% of your VantageScore.  Knowing this, we can…

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